Save by Reducing Debt
04/11/2025
One of the most significant contributors to financial stress is debt. If you're having a tough time financially, it can feel isolating, but the truth is 80 percent of Americans have consumer debt. The only way to relieve financial stress is to make a plan and work your way through it. But to make that plan, you'll need to understand the type of debt you have, your best-case scenario to pay down your debt, and how to leverage your knowledge so that you can maintain or increase your credit score.
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Save for the Unexpected
04/10/2025
Everyone can agree that having emergency savings is ideal, right? Personal finance experts have preached the importance of having three to six months of living expenses put aside for emergencies or a "rainy day." Here is something not discussed as often.
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Estate Planning: A Banker's Hidden Power
04/09/2025
When most people think of bankers, they picture someone processing their mortgage payments, approving a loan, or managing a checking account. But smart individuals, especially those planning for the future know that bankers play a crucial role in long-term estate planning. They're not just transaction facilitators; they're strategic partners who can help you secure wealth for generations to come.
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Saving At Any Age
04/09/2025
Saving is a habit, not a destination, and it's a habit that you can form at any age. Whether you are a parent trying to instill this habit in your children or want to change your saving behaviors, there are strategies that savers of all ages can develop.
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How to Save Automatically
04/07/2025
The easiest and most effective way to save is automatic. Think about it, this saving automatically is the same way that millions of employees save through 401(k) and other retirement programs at work. So, taking that same concept? that you can "set it and forget it" and adjust to money going directly into savings would work for ANY savings goal you have? including saving for an emergency fund, homeownership, education, or even a vacation.
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