Compare Our Accounts
Really High Interest
Kasasa Cash® Checking
Learn MoreFeatures
- Free checking that pays high interest
- 5.00% APY* on balances up to $15,000
- 0.05% APY on balances over $15,000 depending on balance in account*
- 0.01% APY* if qualifications aren't met
- No minimum balance to earn rewards
Monthly Maintenance Fee
NONE
Refunds on ATM Withdrawal Fees
Up to $25 monthly*
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
Simplified Account
Simply Checking
Learn MoreFeatures
- Easy, breezy, straightforward checking solution
- No minimum balance requirements
- Unlimited check writing
Monthly Maintenance Fee
NONE
Refunds on ATM Withdrawal Fees
NONE
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
Exclusive Perks
Golden Advantage Checking
Learn MoreFeatures
- For customers age 55 and better
- Complimentary box of GA checks per year
- 10% off annual Safety Deposit Box bill
- $500 off a mortgage appraisal through Monarch Mortgage**
- Discounted travel fees
- Merchant Discounts at participating merchants
- Free, unlimited check writing
Monthly Maintenance Fee
Avoidable with direct deposit
Refunds on ATM Withdrawal Fees
Up to 5 per month*
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$500
View All Accounts
Free Kasasa Cash Checking:
*APY=Annual Percentage Yield. APYs accurate as of 7/1/2024. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 5.00%; and (3) balances over $15,000 earn 0.05% interest rate on the portion of the balance over $15,000. If qualifications are not met on Kasasa Cash, all balances earn 0.01% APY. Qualifying transactions must post and settle to Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
Golden Advantage Checking:
*Must present ATM receipt for reimbursement of an individual ATM fee of $5.00 or higher.
**Offer is subject to credit approval. Restrictions may apply.
***Not a deposit or guaranteed by the Bank or any Bank affiliate. Not FDIC Insured. Not insured by any Federal Government Agency. May go down in value.