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Passwords are your first defense in protecting your personal and professional data from cyber attacks. Strong passwords and basic security measures can significantly reduce identity theft risk. Not only do we ask you to consider these practices when managing your online banking passwords at Blue Ridge Bank, but also for your other various accounts.

Here are the top 5 password practices we recommend:

1. Use complex passwords – Your password should be 12 characters long or more and include a variety of upper and lower case letters, special symbols, and numbers. Avoid using easily guessable information such as your name, date of birth, or common words.

2. Use unique passwords – Use a unique password for each online account you have. When you have multiple accounts that use the same password, you are at risk of a domino effect where a single password breach could compromise all your accounts.

3. Enable two-factor authentication – Two-factor authentication requires a second form of identification, like a code or a fingerprint sent to your phone, in addition to your password, thus providing an extra layer of security.

4. Change your passwords regularly – It is a good practice to change them every three to six months, especially for accounts containing sensitive information.

5. Be careful with password hints – Many websites allow users to create password hints, but do not make these hints too obvious or easy to guess. For example, if your password hint is "my dog's name," and you frequently post pictures of your dog on social media, a hacker could easily find your pet's name and guess your password.

In conclusion, we urge everyone to take password security seriously and adopt these best practices in your personal and professional life. Your first step in securing your online presence is a strong password.