Bank anytime, anywhere, on practically any device. We’re right there with you — like a branch at your fingertips.
Manage your account for free from anywhere, 24/7 — check your balance, transfer funds, pay bills, and more.
Online Banking
- Fast, free, and secure service for Blue Ridge Bank customers*
- Manage several banking tasks anytime, from anywhere with internet access:
- Check account balances
- Access eStatements
- View summary of accounts
- Transfer funds between accounts
- Make payments on BRB loans
- Pay bills easily through the same portal**
- Download to money management software
- Save valuable time; avoid unnecessary trips to a branch
*For security purposes, if you do not access online banking for a period of 60 days, access will be denied and you will need to go through the enrollment process again.
**If you do not use bill pay for a period of 30 days, access will be removed.
Bill Pay
- Pay one-time or recurring bills with ease
- Schedule payments in advance
- Set up payment reminders
- Ensure payments are received on time
- Have all payee information in one convenient place
- Retain funds until paper drafts are presented for payment
- Avoid paper clutter
- More secure than paper billing
- Make more time for yourself; fewer bank trips necessary
- Print or download to popular financial management software
The easy, free, environmentally-friendly way to view your statements anytime. Plus, they're safer than paper statements!
- Access account statements anytime, anywhere with an internet connection
- Free, secure service for customers enrolled in online banking
- eStatements available to view through online banking
- Automatically receive an email when a new eStatement is ready to view
- Added security; no paper trail of your private information
- Avoid paper clutter
- No long waits on the mailman; access statements as needed
- No exhaustive searches for a statement
- Environmentally-friendly alternative to paper
- Easy to view, print, save, and archive
Getting Started
To sign up for this convenient feature, simply go the "E-Statement/Info" tab located within your online banking. From there, follow the simple instructions, and you’ll be all set!
Your account is as close as your smartphone — enjoy free access to your accounts that lets you check your balance, pay bills, and more. Download the free app today or access your account from your mobile device by logging into online banking.
Mobile Banking
- Fast, free, and secure service for customers enrolled in online banking*
- Available to personal and business customers
- Easily keep track of your finances — even on the go:
- View account balances and activity
- Transfer funds between accounts
- Deposit checks
- And more
- Available via any web-enabled mobile device
- Use this service three convenient ways:
- Web browsing
- App download
- Text banking
- Save valuable time and effort; avoid an extra trip to a branch
Download the free BRB app now for your Apple® or Android™ device!
Mobile Deposit
Deposit checks to your BRB account from just about anywhere, 24/7.
- Deposit checks anytime, anywhere from your mobile phone
- Free service for customers with a BRB checking account and our mobile app
- Save time; avoid unnecessary trips to a branch
How to enroll?
- Add your mobile number to your online banking mobile settings (Options - Mobile Settings).
- Download the BRB Mobile App.
- Enroll in Mobile Deposit! (We'll have you set up within an hour)
- Once approved, in the app, click the Mobile Deposit Section and agree to terms.
Note: when you endorse your check for mobile deposit, please also write "For Mobile Deposit Only at Blue Ridge Bank.”
To enroll in mobile deposit, download the free BRB mobile app for your iPhone® or Android device and then contact us.
*Wireless carrier data rates may apply.
Still fumbling for your wallet? Get started with BRB’s digital wallet and handle payments with ease.
A digital wallet is a way to carry a digital version of your debit or credit card on your mobile device. Instead of using your physical card to make purchases, your digital wallet allows you to pay in stores and online with participating merchants and be protected with the same security as your physical card.
Google Pay
- Open the Google Play App
- At the bottom, tap Payment
- At the bottom, tap +, then Debit Card or Credit Card
- Scan your BRB card, or type in the details manually.
- If you're asked to verify your payment method, choose an option from the list.
- Find and enter the verification code.
Samsung Pay
- Open Samsung Pay on your device.
- Tap Menu in the top left corner, then select Cards.
- Tap Add Card, then Add your BRB card.
- Follow the instructions to register your card.
Apple Pay
- Open your Wallet app and tap the + sign in the upper right hand corner.
- Choose Debit Card or Credit Card, and tap continue.
- Scan your BRB card, or type in the details manually. Then, verify and complete your card information.
Digital Wallet Frequently Asked Questions
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Where does the contact information come from for the text or email passcode?
The phone number or email that BRB will be used to deliver your one-time passcode will come from the bank's information on file. Need to update your contact information? Contact your local BRB representative or contact customer service
How do I use Apple Pay in stores?
To use Apple Pay in stores:
- Look for the contactless and Apple Pay symbol at the register
- Hold your iPhone near the contactless reader with your finger on Touch ID™
- Keep your phone by the contactless reader until it vibrates and beeps indicating your payment was accepted.
How do I use Samsung Pay in stores?
To use Samsung Pay in Stores:
- When you see that the contactless payment symbol
- Swipe up on the screen from bottom to top to launch the app and place your finger on the home key or enter your pin
- The last card used or viewed would be the card defaulted for payment; you can swipe left and right to scroll through your payment cards and select the one you want to use for payment
- Hold your Samsung device near the card reader
- When the merchant uses a traditional magnetic card strip reader:
- Place the back of your Samsung Pay device against the area where you would typically swipe your card
- Hold your Samsung Pay device near the card reader to complete the purchase
- A message on the payment terminal will let you know your payment was successful
- In participating apps, checking out is as easy as selecting Samsung Pay.
How do I use Google Pay in stores?
To use Google Pay in stores:
- Look for the contactless symbol at the register
- Unlock your phone and hold it near the participating merchant's card reader
- You'll see payment confirmation right on your phone
Why am I receiving “an account not supported” message in Google Pay or Samsung Pay?
If you are using an old G suite account, these are not supported in digital wallet because they are issued by nonprofits, education or government organizations. For example, a Gmail that was set up while you were in college by the school. You will need to have a Gmail account such as [email protected] to enroll.
What happens if my card is lost/stolen/misplaced?
You need to delete the card from your digital wallet. Also, notify our customer service team by phone (888) 331-6521 or email, [email protected]. If you are using a credit card, contact [email protected]. When you receive a new card, you will take the same steps you used to enroll initially.
What if my card has expired or is expiring?
Your digital wallet will update automatically when a new expiration date or CVV number is issued. If you feel like this hasn’t happened for you or an error, contact our customer service team by phone (888) 331-6521 or email [email protected]. If you are using a credit card, contact [email protected]
Can I remove my debit card from my digital wallet?
Yes, you can delete your card from your digital wallet.
What if I dispute my transaction with a merchant where I used my digital wallet?
Disputes on digital wallet transactions are treated the same way as traditional transactions. Contact our customer service team by phone at (888) 331-6521 or email [email protected] for assistance with a dispute. If you are using a credit card, contact [email protected]
Can one card be enrolled on two devices?
Yes, but this is not recommended.
What do I do if my device is lost or stolen after I add my card to Digital Wallet?
Immediately contact our customer service team by phone (888) 331-6521 or email [email protected] to report your card as lost or stolen. If you are using a credit card, contact [email protected]
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Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificate of Deposit Specials
| Term | Interest Rate | APY | Minimum Balance |
|---|---|---|---|
| 10 Months | 4.42% | 4.50% | $1,000 |
| 23 Months | 3.45% | 3.50% | $1,000 |
Annual Percentage Yield (APY) accurate and effective as of 9/30/2024. This is a limited time offer and may be withdrawn at any time. Minimum balance to open and to obtain APY is $1,000. Certain restrictions and conditions may apply. Fees may reduce earnings. Early withdrawal fee may apply. All figures in examples are for product explanation and are based on a 10-month and 23-month term. Ask us for complete details.
Certificates of Deposit
| Term | Rate | APY | Minimum Balance |
|---|---|---|---|
| 3 - 5 Months | 1.00% | 1.00% | $1,000 |
| 6 Month | 1.05% | 1.05% | $1,000 |
| 7 - 11 Months | 1.10% | 1.10% | $1,000 |
| 12 - 17 Months | 1.24% | 1.25% | $1,000 |
| 18 - 23 Months | 1.29% | 1.30% | $1,000 |
| 24 - 35 Months | 1.34% | 1.35% | $1,000 |
| 36 - 47 Months | 1.39% | 1.40% | $1,000 |
| 48 - 59 Months | 1.44% | 1.45% | $1,000 |
| 60 Months and Longer | 1.49% | 1.50% | $1,000 |
The Minimum Opening Deposit and Minimum Balance Requirement is $1,000 for Terms 60 Months or less and $25,000 for Terms 72 Months or greater.
Please see our Disclosure information
Checking and Savings Accounts
| Product | Interest Rate | APY | Balance |
|---|---|---|---|
| Charitable Account | 0.10% | 0.10% | |
| Health Savings Account | 0.15% | 0.15% | |
| Jackpot Savings | 0.10% | 0.10% | |
| Savings Accounts | 0.10% | 0.10% | |
| Golden Advantage Plus | 0.025% | 0.03% | $0.00-$2,499.99 |
| Golden Advantage Plus | 0.05% | 0.05% | $2,500.00-$49,999.99 |
| Golden Advantage Plus | 0.075% | 0.076% | $50,000.00 and Greater |
| Youth Savings Account | 0.10% | 0.10% |
Please see our Disclosure information
Golden Advantage Certificate of Deposits and Specials
| Term | Interest Rate | APY | Minimum Balance |
| 12 months | 4.52% | 4.60% | $1,000 |
| 30 months | 3.46% | 3.50% | $1,000 |
| 36 months | 1.39% | 1.40% | $1,000 |
| 60 months | 2.97% | 3.00% | $1,000 |
**Annual Percentage Yield (APY) accurate and effective as of 9/30/2024. This is a limited time offer and may be withdrawn at any time. Minimum balance to open and to obtain APY is $1,000. Certain restrictions and conditions may apply. Fees may reduce earnings. Early withdrawal fee may apply. All figures in examples are for product explanation and are based on a 12-month, 30-month, and 60-month term. Ask us for complete details.
Jumbo Certificates of Deposit
| Term | Rate | APY | Minimum Balance |
|---|---|---|---|
| 1 - 2 Months | 1.00% | 1.00% | $100,000 |
| 3 - 5 Months | 1.09% | 1.10% | $100,000 |
| 6 Months | 1.15% | 1.15% | $100,000 |
| 7 - 11 Months | 1.19% | 1.20% | $100,000 |
| 12 Months and Longer | 1.34% | 1.35% | $100,000 |
The Minimum Opening Deposit and Minimum Balance Requirement is $1,000 for Terms 60 Months or less and $25,000 for Terms 72 Months or greater.
Please see our Disclosure information
Kasasa Cash*
| Balance | Minimum Deposit to Open | Interest Rate | APY |
|---|---|---|---|
| $100 - $15,000 | $100 | 4.89% | 5.00% |
| $15,000+ | NA | 0.05% | 0.05% |
| All balances if qualifications not met | NA | 0.01% | 0.01% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- Have at least 10 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Have at least 1 direct deposit or 1 ACH auto debit post and settle
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.
Kasasa Saver*
| Balance | Minimum Deposit to Open | Interest Rate | APY |
|---|---|---|---|
| $0 - $100,000 | $0 | 2.96% | 3.00% |
| $100,000+ | $0 | 0.05% | 0.05% |
| All balances if qualifications not met | $0 | 0.01% | 0.01% |
Qualifications
Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 10 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Have at least 1 direct deposit or 1 ACH auto debit post and settle
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.
Money Market
| Balance | Rate | APY |
|---|---|---|
| $0.00 - $24,999.99 | 0.25% | 0.25% |
| $25,000.00 - $49,999.99 | 0.35% | 0.35% |
| $50,000.00 - $249,999.99 | 0.50% | 0.50% |
| $250,000.00 and Greater | 0.65% | 0.65% |
Municipal Money Market
| Balance | Rate | APY |
|---|---|---|
| $1,000.00 and Greater | 0.15% | 0.15% |
Signature Money Market*
| Balance | Rate | APY |
|---|---|---|
| $0.00 - $24,999.99 | 0.00% | 0.00% |
| $25,000.00 - $49,999.99 | 0.00% | 0.00% |
| $50,000.00 - $249,999.99 | 4.27% | 4.35% |
| $250,000.00 and Greater | 4.27% | 4.35% |
*Annual Percentage Yield (APY) accurate and effective as of 9/30/24. The minimum balance to obtain interest on the Signature Money Market is $50,000. An $11 service fee applies if the account balance falls below the minimum balance. This offer is for new money not currently on deposit with Blue Ridge Bank.